Payment Partners
Orbit integrates with 20+ payment partners so you can accept payments across every major payment mode, improve transaction success through redundancy, and route transactions based on availability and business rules. Each partner supports a different combination of payment modes, giving you flexibility to optimize coverage and cost.
How Payment Partners Work
A payment partner in Orbit is a payment processor that Orbit routes transactions to and executes through. When a customer pays, Orbit selects the appropriate partner based on the payment mode, your merchant configuration, and any routing rules you have enabled through Pulse.
You can connect multiple partners for the same payment mode. This means if one partner experiences downtime or declines a transaction, Orbit can route to an alternative partner, improving your overall payment success rate.
Partner configuration, including credentials and enablement settings, is managed through Command Center.
Partner Summary
The table below lists all active payment partners with their payment mode support. TPV (third-party verification) support is noted where applicable.
| Partner | UPI | Cards | EMI | Netbanking | Wallets | Pay Later | International |
|---|---|---|---|---|---|---|---|
| Bajaj Pay PG | Yes | Yes | -- | Yes | -- | -- | -- |
| BillDesk | Yes | Yes | -- | Yes | Yes | -- | Yes |
| Cashfree | Yes | Yes | -- | Yes | Yes | -- | Yes |
| CCAvenue | Yes | Yes | -- | Yes | Yes | -- | Yes |
| Checkout.com | -- | Yes | -- | -- | -- | -- | Yes |
| Easebuzz | Yes | Yes | Card | Yes | Yes | -- | Yes |
| Freecharge | -- | Yes | -- | Yes | -- | -- | Yes |
| HDFC MPGS | -- | Yes | -- | -- | -- | -- | Yes |
| Ingenico | Yes | Yes | -- | Yes | Yes | -- | Yes |
| LazyPay | -- | -- | -- | -- | -- | Yes | -- |
| Mobikwik Zaakpay | Yes | Yes | -- | Yes | Yes | -- | Yes |
| Mobikwik Zip | -- | -- | -- | -- | -- | Yes | -- |
| Ola Postpaid | -- | -- | -- | -- | -- | Yes | -- |
| Pay10 | Yes | Yes | -- | Yes | Yes | -- | Yes |
| PayGlocal | -- | Yes | -- | Yes | -- | -- | Yes |
| Paytm PG | Yes | Yes | -- | Yes | Yes | -- | Yes |
| PayU | Yes | Yes | Card, Cardless | Yes | Yes | -- | Yes |
| PhonePe PG | Yes | Yes | -- | Yes | -- | -- | Yes |
| Pine Labs / Plural | Yes | Yes | Card | Yes | Yes | -- | Yes |
| Razorpay | Yes | Yes | Card, Cardless | Yes | Yes | -- | Yes |
| Simpl | -- | -- | -- | -- | -- | Yes | -- |
| Unlimit | Yes | Yes | -- | Yes | -- | -- | Yes |
Partner coverage can vary by merchant configuration and routing rules. EMI issuer availability (banks and cardless providers) is not listed here -- see Payment Modes for EMI details. International support depends on partner configuration and may require separate activation. Contact your Nimbbl account team for details on international payment capabilities per partner.
Multi-Partner Strategy
Running multiple partners for the same payment mode provides tangible benefits:
- Higher success rates -- if one partner declines or times out, an alternative partner can process the transaction.
- Broader coverage -- different partners may support different banks, wallet providers, or card networks.
- Cost optimization -- route transactions to the most cost-effective partner where pricing varies.
- Reduced single-point-of-failure risk -- no dependency on a single processor for any payment mode.
Orbit supports multi-partner routing natively. When combined with Pulse routing rules, you can define fallback sequences, success-rate-based routing, and cost-based routing across your connected partners.
Onboarding
Getting started with a payment partner involves two steps:
- Sign up with the partner -- some partners offer self sign-up, while others support easy sign-up through Nimbbl. Your Nimbbl account team can guide you through partner onboarding.
- Configure partner credentials -- once you have credentials from the partner, the Nimbbl team will set up and activate the partner for your merchant account. Contact your account team to get started.
Self-service partner credential management in Command Center is on the roadmap. Currently, the Nimbbl team handles partner setup and activation for you.
International Support
Partners that support international transactions (non-INR cards and currencies) are noted in the table above. Most partners support international card payments; non-card international coverage varies by partner and region. For currency conversion capabilities including alternate currency conversion (ACC) and dynamic currency conversion (DCC), see Multi-Currency.
Convenience Fees
Convenience fees can be configured per partner to pass processing costs to customers. Fees can be set as a fixed amount or percentage, applied globally or per payment mode, with optional caps. The fee is displayed transparently during checkout through Sonic.