What Is Orbit?
Orbit is Nimbbl's payment processing infrastructure. It is the layer that authorizes and processes payments across payment modes and payment partners, applies mode-specific processing rules, supports currency conversion where needed, and provides transaction operations such as refunds and reconciliation.
Orbit gives you broad customer reach through one integration -- rather than building separate connections to each payment partner or handling each payment mode individually, you connect to Orbit and gain access to 20+ payment partners and every major payment mode in India.
Key benefits for merchants:
- Wider customer reach -- accept UPI, cards, Netbanking, wallets, EMI, Pay Later, and more through a single integration.
- Higher payment success -- multi-partner redundancy and intelligent error handling reduce failed transactions.
- Unified processing -- one platform for all payment modes, partners, and currencies instead of per-partner integrations.
- Reliable operations -- refunds, reconciliation, status monitoring, and error normalization are handled in one place.
Orbit is the processing foundation that other Nimbbl products build on. Sonic uses Orbit to execute payments behind its checkout experience. Pulse influences which partner Orbit routes to when multiple options are available. Boostr determines what payment options customers see, but the payment execution runs through Orbit.
Payment Modes
Orbit processes payments across every major payment mode used in India: cards (credit, debit, prepaid), UPI (intent, QR, collect), Netbanking (70+ banks), wallets (10+ providers), EMI (card and cardless), Pay Later, and Cash on Delivery. Each mode is backed by multiple payment partner integrations for reliability and coverage.
Read more: Payment Modes
Payment Partners
Orbit integrates with 20+ payment partners including Razorpay, PayU, Cashfree, Paytm PG, PhonePe PG, Pine Labs, CCAvenue, BillDesk, and others. Running multiple partners for the same payment mode gives you higher success rates, broader bank and wallet coverage, and reduced single-point-of-failure risk.
Read more: Payment Partners
Multi-Currency
For businesses selling across currencies and geographies, Orbit supports automatic currency conversion (when a payment partner does not support the order currency) and dynamic currency conversion for card payments (where customers choose their preferred currency). Exchange rates, validity periods, and conversion markups are all configurable per merchant.
Read more: Multi-Currency
Transaction Operations
Orbit manages the full transaction lifecycle from authorization through settlement, including refunds (full, partial, item-level, and bulk), transaction status monitoring and reconciliation across 30+ partners, error code normalization, and delayed authorization handling for business models that require configurable wait periods.
Read more: Transaction Operations