Netbanking
Netbanking (also called Internet Banking) enables customers to pay directly from their bank account using the bank's online portal. When a customer selects Netbanking at checkout, they choose their bank from the available list, are redirected to the bank's secure login page, authorize the payment, and are returned to the merchant's site.
How Netbanking Works
- The customer selects Netbanking as the payment mode
- The customer chooses their bank from the list of available banks
- The checkout redirects the customer to the selected bank's online portal
- The customer logs into their bank account and authorizes the payment
- The bank processes the debit and the customer is redirected back to the merchant's site
- The payment status is communicated through webhooks or transaction enquiry
Netbanking payments are processed as direct debits from the customer's bank account. The list of available banks depends on the payment partners enabled for the merchant and the banks each partner supports.
Supported Banks
The list of supported banks varies by payment partner. Nimbbl aggregates available banks across all enabled payment partners, so the customer sees a consolidated list at checkout. Popular banks typically include all major nationalized, private, and regional banks.
Available banks for a transaction can be retrieved using the List of Banks API. For full details, see the List of Banks API.
Netbanking Configuration
Netbanking is configured through Orbit. Merchants can enable or disable specific banks and manage availability based on payment partner configurations.